The Finance Girlies Podcast

✳︎

The Finance Girlies Podcast ✳︎

This isn’t a finance bro podcast.

It’s two friends talking about money the way it actually shows up in our lives —  

👉 In loving relationships.
👉 In divorce.
👉 In freelance income that isn’t the same every month.
👉 In investing anxiety.
👉 In friend dynamics and career pivots and those “what am I even doing?” moments.

Rather than give prescriptive advice, we tell stories. 

We share what’s worked for us and what hasn’t.
We bring in experts when it helps.
And we leave space for you to think for yourself.

New episodes every Wednesday (aka Finance Girlie Wednesday).

What we love to talk about

(aka: the themes you’ll hear again and again)

  • You can know the investing basics and still feel frozen when it’s time to start. We get that. We talk about investing in a way that helps you take imperfect action even when confidence hasn’t caught up yet.

  • Emily is our resident conscious-consumerism queen. 👑 We talk a lot about slowing down and questioning the constant hamster wheel of “earn more; buy more” so many of us find ourselves on.

  • Money looks different when you work for yourself — and we don’t pretend otherwise. We talk openly about irregular income, creative work, burnout, boundaries, and the emotional side of building something sustainable without losing yourself in the process.

  • Money touches all relationships — not just romantic ones. We talk about partners, friends, family, weddings, breakups, and yes, divorce. From merging finances to decoupling them, this is where we get honest about how money shows up between people.

  • We’re lifelong learners — and unlearners, too. We love talking about the money stories we inherited, the ones we’re actively editing, and how worth, fear, shame, and self-trust get tangled up in our finances. Growth here is ongoing — and we’re very much in it alongside you.

What the girlies say…

personal finance podcast for women review
Personal finance podcast for women - The Finance Girlies
personal finance for women - review

Fund the podcast, not a billionaire’s next yacht 🚢

The Finance Girlies Podcast is ad-free and listener-supported, and we’re committed to keeping it that way.

If you love what we do (and want more of it), you can become a Finance Girlies Insider for just $5 a month ($1.25 a week). 

To thank you for your support, you’ll get access to one Insiders-only bonus episode every month. 

Psst: These are the episodes that we’re most proud of — where we share the vulnerable financial stories, messy feelings, and shame-filled situations that are too delicate for the main feed.

Plus, we’ll love you forever. 💞

Browse our most-loved episodes

(Start with these listener favorites)

Prefer reading to listening?

Each episode has its own blog post.

Click any episode below to listen or read the full post with links, highlights, and extra context.

Cassidy Horton Cassidy Horton

Why you don’t feel ready to invest (and how to start anyway) / 67

Health Savings Accounts (HSAs) might be hiding in your benefits package, and most people have no idea how powerful they actually are. In this episode, we're breaking down everything you need to know about HSAs — from whether you're eligible to how to treat them like a secret retirement account.

Emily and Cassidy dive into the triple tax advantage that makes HSAs unlike any other account, explain the difference between HSAs and FSAs, and share real strategies for maximizing this financial tool. Whether you're using your HSA to cover medical expenses or letting it grow for decades, this episode has the framework you need to make an informed decision.

Read More
Cassidy Horton Cassidy Horton

Claire Wasserman on trusting yourself, asking for more, and letting go of shame / 59

If you’ve ever known — logically — that your worth isn’t defined by your paycheck, but still felt like your income says everything about you… this episode is for you.

In this conversation, we sat down with Claire Wasserman, career coach, writer, and founder of Ladies Get Paid. What unfolded felt like part therapy session, part money masterclass, and part permission slip to trust yourself again.

We talked about untangling self-worth from net worth, why confidence can’t be purely intellectual, how shame thrives in silence (especially around money), and what it actually looks like to expand your worth from the inside out. We get into what’s really going on beneath struggling to ask for more, getting stuck in your inner critic, and the frustrating gap between “knowing better” and actually feeling better.

Read More
Cassidy Horton Cassidy Horton

Why your budget isn’t broken (the system is) with Kelsa Dickey / 58

Budgeting is often framed as a discipline problem — try harder, be more consistent, stick to the plan. But what if the real issue isn’t effort or willpower… it’s that the system was never designed for your actual life in the first place?

Today we’re joined by Kelsa Dickey, founder of Fiscal Fitness Phoenix and creator of the Spend First System. Kelsa is a former licensed financial advisor who intentionally left the traditional financial advising world to focus on what most people are actually strugglin

Read More
Cassidy Horton Cassidy Horton

Financial adulting in your 20s & 30s: Saving, retirement, and real-life budgeting with Brigitte Killings / 57

Brigitte Killings has the kind of energy that makes you sit up straighter — not because she’s scolding you, but because you suddenly believe you can be the person who has her money handled.

In this episode, we sat down with Brigitte (a 30-year veteran in financial services and the Atlantic & South Division Head of Community and Business Development at JPMorganChase), and we covered a lot: the money habits that matter most in your 20s and 30s, how to raise financially confident kids, and what it actually looks like to prepare for the “sandwich generation” years — when you’re caring for kids and aging parents at the same time.

Read More
Cassidy Horton Cassidy Horton

Your 2026 new year money reset (+ free worksheet!) / 55

Tired of those overwhelming New Year's financial planning checklists? In this short episode, we break down a simple five-step exercise that takes about 30 minutes and actually helps you tackle your biggest money pain point — no perfectionism required.

Listen in to learn how to: 

  1. Identify what's really bothering you

  2. Name the feeling you're chasing instead of just the goal

  3. And create a concrete plan for January that doesn't involve overhauling your entire life. 

Plus, we walk you through how to anticipate roadblocks before they derail you — because life happens, and we're planning for that.

Read More
Cassidy Horton Cassidy Horton

Health Savings Accounts (HSAs): The incredible financial tool you may be overlooking / 54

Health Savings Accounts (HSAs) might be hiding in your benefits package, and most people have no idea how powerful they actually are. In this episode, we're breaking down everything you need to know about HSAs — from whether you're eligible to how to treat them like a secret retirement account.

Emily and Cassidy dive into the triple tax advantage that makes HSAs unlike any other account, explain the difference between HSAs and FSAs, and share real strategies for maximizing this financial tool. Whether you're using your HSA to cover medical expenses or letting it grow for decades, this episode has the framework you need to make an informed decision.

Read More
Cassidy Horton Cassidy Horton

The freedom formula: How to travel, build a career, and save money with Caroline Lupini / 53

If you've ever dreamed about traveling but thought you couldn't afford it, this episode is for you. Caroline Lupini has visited 120+ countries while building a successful career — and she's here to prove that both are totally possible without sacrificing one for the other.

Caroline is a travel expert, digital nomad, and managing editor of Travel and Credit Cards at Forbes Advisor. In this episode, she joins us to break down how to plan trips that actually work for your budget. She also shares how location independence can create real financial security, and why flexibility might be the best career insurance policy you can have. Whether you're saving for one dream trip or considering a completely different lifestyle, Caroline's got the strategies (and the real-life considerations) you need.

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Cassidy Horton Cassidy Horton

Points & miles 101 with Ross Alcorn: Turn your credit card rewards into free travel / 52

Do you ever see all those Instagram influencers flying business class using miles and points and think, “How TF do they do that?” 


Well… we sat down with points and miles expert Ross Alcorn, CEO and founder of Itinerary Boss, to figure it out.

Ross has helped thousands of people turn their everyday spending into five-star luxury travel — and honestly? It's probably more attainable than you might think. We're breaking down how to choose the right credit cards for your lifestyle, why transferring points is a game changer, and how to stretch your miles further than you ever thought possible.

Whether you're a total beginner or you've been sitting on points for years without knowing how to use them, this conversation will change the way you think about travel rewards. Plus, Ross shares his all-time favorite trip and his take on whether learning points and miles is always worth your time. (Spoiler: it is — even if you're not a constant traveler.)

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Cassidy Horton Cassidy Horton

Frugality that feels good: Grocery tips + holiday spending with The Frugal Girl / 50

We met Kristen, the brilliant mind behind The Frugal Girl, at FinCon this past September, and we've been obsessed ever since. She's been blogging about intentional spending since 2008  2008!!! — and her approach to money is smart, simple, and refreshing.

Before you decide that “frugal” isn’t for you, know this about Kristen: She doesn't do deprivation. She doesn't believe you have to choose between having nice things and being smart with money. 

Right now, as grocery prices stay high and the holidays are almost here, her practical wisdom feels more relevant than ever.

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Cassidy Horton Cassidy Horton

Breaking down SNAP: The myths, the facts, and how to actually help / 49

More than 40 million Americans — including kids, seniors, and working families — depend on Supplemental Nutrition Assistance Program (SNAP) benefits. And right now, they're facing a crisis that feels impossibly heavy.

As of recording this episode, SNAP benefits have been paused since the beginning of the month.

Food insecurity touches every community, and we believe food is a basic human right. So we're breaking down the myths, sharing the facts, and showing you concrete ways to help — whether you need support or you're in a position to give it.

Read More
Cassidy Horton Cassidy Horton

A tough love approach to financial planning with Lori Atwood / 48

We're diving deep with Lori Atwood, founder of Fearless Finance, who's worked with 2,000+ clients and isn't afraid to tell it like it is. After 25+ years in finance, she's seen every money mistake in the book — and she's here to share the uncomfortable truths nobody talks about.

In this episode, we explore why your biggest financial problem might not be your budget at all. We dig into "financial context" and why understanding it changes everything. Lori shares the truth about how financial advisors get paid, why wealthy people aren't flashy spenders, and what actually matters when building real wealth. This isn't typical financial advice — it's the human stuff nobody discusses.

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